Trusted Professional Indemnity Insurance for Your Business
When your clients rely on your expertise, a single mistake or misunderstanding can become costly. At Clutterbuck Insurance Brokers, we help professionals and business owners protect their reputation, finances, and peace of mind with the right professional indemnity insurance.
We’re more than just brokers — we’re your insurance partners. Our goal is to make sure you understand your options, know your risks, and feel confident your business is properly protected.
Our role as a Professional Indemnity Insurance Broker
As your professional indemnity insurance broker, our role is to help you make sense of complex policies and find coverage that genuinely fits your business.
We:
Take the time to understand what you do and the risks you face
Compare policies from multiple trusted insurers
Recommend the best-fit option for your profession and budget
Provide ongoing support, including claims assistance and annual reviews
Many of our clients also choose to combine their professional indemnity cover with public liability cover for a complete business insurance solution. — ensuring they’re covered for both professional advice and day-to-day business activities.
When you have a broker in your corner, you’re not alone in navigating the fine print — we’re here to help you make confident, informed decisions.
What Does Professional Indemnity Insurance Cover?
Professional indemnity insurance helps protect your business if a client claims you’ve made an error or omission in the advice you have given them which has caused them a financial loss. Depending on your policy, it may cover:
Negligence, mistakes, or failure to deliver professional advice or services
Legal defence costs and settlements
Breach of confidentiality or privacy
Defamation and intellectual property disputes
This cover ensures your business can continue to operate even when faced with an unexpected claim — and that your reputation stays protected.
👉 Want to learn more about business insurance requirements in Australia?
You can explore general guidance on insurance types and responsibilities on Business.gov.au’s Insurance Overview or review ASIC’s Insurance for Small Business for further official insights.
These resources offer helpful background, while our role as your broker is to translate all that information into clear, practical cover that actually fits your business.
👉 Looking for broader business protection?
Explore our Business Insurance Package options.
Who Needs Professional Indemnity Insurance?
Professional indemnity insurance isn’t just for large firms. It’s crucial for anyone providing professional advice, services, or designs — such as:
Consultants and business advisors
Accountants, bookkeepers, and financial planners
Architects, engineers, and designers
IT professionals and digital service providers
Real estate agents and property managers
If clients rely on your advice, and you are charging a fee for it, PI insurance is essential.
Many professionals also combine this with Public Liability Insurance to stay protected against both client disputes and third-party claims.
Why Work With a Broker Instead of Buying Direct?
Insurance can be confusing — and not all policies are created equal. Working with a professional indemnity insurance broker gives you:
Tailored advice: We assess your business and recommend coverage that suits you
Policy comparison: We compare leading insurers so you get value and quality
Ongoing support: We’re here for renewals, claims, and reviews — not just the sale
Clear guidance: We explain your cover in simple, easy-to-understand terms
When you choose Clutterbuck Insurance Brokers, you’re choosing a partner who genuinely has your back.
Want a complete, stress-free solution? Our Business Insurance Packages bundle essential covers to keep your business protected — without the guesswork.
Your Professional Indemnity Insurance Questions Answered
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Professional Indemnity (PI) Insurance protects you and your business from claims of negligence, mistakes, or omissions made while providing professional advice or services.
Whether you’re a consultant, designer, accountant, or contractor, it helps cover legal defence costs and settlements — safeguarding both your reputation and finances.
Learn more about how we help manage risk on our Business Insurance Packages page.
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Yes — even small businesses and sole traders face risks when clients rely on their professional advice.
A single error or misunderstanding can lead to expensive legal claims. Professional Indemnity cover ensures you’re protected, no matter your business size.
If you’re a small business owner, you might also like our blog: The Importance of Reviewing and Updating Your Business Insurance Policies Regularly.
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Absolutely. Many professionals choose to bundle PI Insurance with Public Liability Insurance or a Business Insurance Package for comprehensive cover.
Combining policies can simplify management, reduce costs, and ensure your business is fully protected against multiple risks.
✨ We can help tailor a package that fits your business needs.
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Simply contact our team directly — we’ll handle the process for you.
From lodging the claim to communicating with the insurer, we make sure it’s quick, transparent, and stress-free.
✨ Learn more about the benefits of having a dedicated claims manager in our blog.
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The cost depends on factors like your industry, business size, level of cover, and claims history.
As your broker, we compare quotes from multiple leading insurers to find the most competitive rate for your specific situation.
Get Started with Clutterbuck Insurance Brokers
At Clutterbuck Insurance Brokers, we’re here to make insurance simple, personal, and tailored to your business.
Whether you’re a consultant, designer, or professional service provider, we’ll help you protect your work — and your reputation — with confidence.
Let’s chat today about your professional indemnity insurance needs.
📍 Serving clients in Toowoomba, Gold Coast, and across Australia.
Speak with our Professional Indemnity Insurance Brokers today for personalised advice and a no-obligation quote.
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Contact Us Today
We understand that finding the right coverage can be overwhelming. That’s why Clutterbuck Insurance Brokers offers customised insurance solutions with free, no-obligation quotes and personalised recommendations to make the process easy and stress free.
We work with a wide range of insurance providers to offer a variety of options to choose from. Get the peace of mind you deserve with Clutterbuck Insurance Brokers. Contact us today for any questions and guidance throughout the process.